Terms of Use
it’s all on your terms really

Your access and use of this website constitutes your agreement to these Terms of Use.

"This website" means all webpages located on the www.roobyx.com domain name. This website is the website of YourCover Pty Ltd, trading as ROOBYX and its related entities, and is not the website of ROOBYX Pty Ltd and its related entities. Your access and use of this website is governed by these Terms of Use, ROOBYX Privacy Policy and the Privacy & Security Statement. By accessing and using this website you acknowledge and accept that you are bound by these Terms of Use, ROOBYX' Privacy Policy and the Privacy & Security Statement.

Prohibited Activities

1. use of any type of data accumulation tool, robot, or spider to compile, disseminate, extract, process, reproduce, or repackage in any form or monitor any of the web pages, content, data or information contained within or accessible through this website;
2. to accumulate or combine the content, data or information contained or accessible through this website with content, data or information from any third party, without ROOBYX’ prior written permission;
3. use of high-volume, automated or systematic processes to obtain data or other information from this website;
4. compiling, repackaging or disseminating any information or data from this website;
5. accumulating data or information from this website whether or not using any automatic or manual process;
6. use of any type of device, process, routine or software either systematically or non-systematically to interfere or attempt to interfere with the functioning of this website or any transaction or process conducted on or through this website;
7. to use or reproduce any information or data from this web site other than as specifically permitted by these Terms of Use;
8. to incorporate into or store any information or data from this website in any other website, electronic retrieval system, database, publication or other work in any form, other than as specifically permitted by these Terms of Use;
9. combining or processing any data or information from this website with other data or information other than as specifically permitted by these Terms of Use;
10. creating a link to this website from another website without ROOBYX' prior written permission.
11. using this website other than as specifically permitted by these Terms of Use;
12. any use of this website for an unlawful purpose or activity;
13. either yourself or through a third party changing, modifying, reproducing, or creating any works derived from this website, or displaying in public, any part or content of this website without ROOBYX’ prior written permission or unless you have a non-excludable legal right to do so.

Permitted Activities

1. a use authorised in writing by ROOBYX or a related entity;
2. ROOBYX staff carrying out their duties for ROOBYX; and
3. temporary browsing as a genuine customer of ROOBYX, or for personal non-commercial interest.

Other Terms of Use

1. Although ROOBYX endeavours to ensure the information contained on this website is accurate, complete and up to date, we do not warrant the accuracy, completeness or currency of any such information.
2. The ROOBYX website services are offered solely to assist you to purchase or decide to purchase insurance from us. You are not authorised to, and you agree not to, use high-volume, automated or systematic processes to obtain quotes or make insurance applications, or to make an excessive number of requests to the services.
3. You also agree not to use, copy, compile, repackage or disseminate any information obtained from the Quote service or the Insurance Application service for any purpose other than your personal, non-commercial purposes without ROOBYX’ prior written consent, and you specifically agree that you will not use, or obtain with an intention to use, such information for the purpose of discovering the business logic of either service, or creating a tool that predicts the operation of either service.
4. Without prejudice to any other rights that it may have, ROOBYX reserves the right to terminate, limit or restrict your access to this website and ROOBYX’ other online services in its sole discretion, including without limitation if you contravene these Terms of Use.
5. You acknowledge that the business logic (including the relative importance of each rating criterion and the pricing algorithms) used to implement the services are trade secrets of ROOBYX and/or its reinsurers, and that ROOBYX would suffer significant harm if such business logic were to be derived, and subsequently used or disclosed, in breach of these Terms of Use.
6. This website may contain links to third party websites. ROOBYX and its related entities do not make any representations or warranties as to the contents of any third party websites, and expressly disclaim that they operate any website other than this website.
7. The information on this website may be limited to specific states and territories of Australia. The law of Australia governs these Terms of Use.

Other Important Information

ROOBYX Pty Ltd and its related entities are a separate and independent organisation to ROOBYX.

The ROOBYX trademarks (including the word, logo and any other trademarks owned by ROOBYX) are registered by ROOBYX Pty Ltd and are licensed to YourCover Pty Ltd for provision of insurance and financial products and services.

The ROOBYX trademarks may not be used or reproduced without the prior written consent of ROOBYX Pty Ltd. ROOBYX uses the ROOBYX trademarks for each of their respective products and services.